📋 In This Review
📊 Firm Overview
Updated Sep 2026Account Sizes
$5K – $240K
Min Eval Fee
$42 (one-time)
CEO / Founder
Kunal Desai
Profit Split
75% – 90%
Payout Time
24 Hours
DD Type
Fixed
Markets
Forex, Indices, Metals, Crypto, Commodities
News Trading
Yes
Overnight Hold
Yes
Scaling
Up to $2M
Exclusive Discount
14YEARS
14% off all programs for the 14th anniversary — verify current availability at audacity.capital
🔬 SPR Intelligence Analysis
Proprietary MetricsDifficulty Score Based on profit target, drawdown type, min days and restrictions. 10 = extremely hard to pass.
5.5/10
Average difficulty — fixed drawdown
Value Score Lower = better value. Industry average ~$7.00 per $1K.
$5.66 per $1K funded
$42 (one-time)
vs ~$7.00 avg across all tracked firms
Best Trader Profile Trading styles most likely to succeed given this firm's specific rule set and drawdown type.
Swing Trader
Day Trader
EA Trader
Audacity Capital suits disciplined manual and EA traders who want a long-established firm with same-day payouts, no consistency rule, and maximum daily drawdown flexibility. The Ability Challenge 2-Step is the best fit for most traders wanting the highest daily drawdown buffer. Ability One suits confident traders wanting a single-phase path. Instant Funding suits experienced traders wanting immediate capital access. Not recommended for traders who want 80%+ split from day one without reaching performance milestones.
📰 Firm Updates & News
Live Feed2026-09-01
Free monthly trading competition launched — top 10 traders win Ability Challenge or Ability One accounts worth up to $200K Platform
2026-08-01
Consistency rule permanently removed from all programs — no single-day profit cap on Ability Challenge, Ability One, or FTP Rule
2026-07-01
Same-day payout system launched — all approved withdrawals credited to dashboard wallet on the same business day Payout
2026-06-01
New Audacity Capital platform launched — rebuilt dashboard with integrated wallet, payout certificates, and Trader University Platform
2026-05-01
AudaCity Capital Trader University launched — free institutional trading curriculum covering market structure, risk discipline, and funded trader mindset Platform
2012-03-01
Audacity Capital founded in London, UK by Kunal Desai — launched as live capital prop firm focused on developing disciplined traders through structured evaluation Platform
🛡️ Is AudaCity Capital Legitimate?
✓ Legitimate
Registered In
UAE — AudaCity International FZCO & UK office: 25 Cabot Square, Level 11, London E14 4QZ
Operating Since
2012
Reported Payouts
$250M+ verified
Regulation
Prop Model
⚠ Red Flags to Know
Profit split starts at 75% — below the 80% standard at most modern prop firms
Licensed via Union of Comoros — offshore jurisdiction, not a top-tier regulator like FCA or ASIC
Leverage drops significantly from 1:100 (evaluation) to 1:30 (funded) — affects strategy sizing
Instant Funding fees non-refundable — no fee return on FTP accounts under any condition
Trades closed within 2 minutes or resembling arbitrage subject to risk team review and action
📋 Challenge Rules
1️⃣ 1-step
2️⃣ 2-step
⚡ Instant Funding
🧮 Challenge Fee Calculator
Select account size to see full cost breakdown:
✅ Pros & Cons
✅ Pros
14 years of continuous operation since 2012 — one of the longest track records in the industry
$250M+ verified payouts to 500K+ traders across 140+ countries
Same-day payouts upon approval — fastest payout processing among all reviewed firms
7.5% daily drawdown on Phase 1 — highest daily drawdown buffer in the industry
No consistency rule on any program — trade freely without single-day profit caps
❌ Cons
Profit split starts at 75% — below the 80% standard at most newer prop firms
Phase 1 leverage drops from 1:100 to 1:30 on live funded accounts
Instant Funding fees non-refundable — unlike Ability Challenge and Ability One
Scalping trades closed within 2 minutes or resembling arbitrage subject to risk team review
Maximum 10 lots per individual open position — limits very large position traders
🎯 Who Is This Firm For?
✅ Ideal For
Disciplined traders wanting the most established and long-running prop firm available
Swing traders needing overnight and weekend holding with full news trading freedom
EA traders wanting automated strategy support without consistency rule constraints
Traders wanting same-day payouts with the highest daily drawdown buffer in the industry
❌ Not Ideal For
Traders expecting 80%+ profit split from day one — starts at 75% at Audacity Capital
Ultra-tight scalpers — trades resembling arbitrage or closed within 2 minutes subject to risk review
Traders wanting Instant Funding with a refundable fee — FTP fees are non-refundable
Traders needing leverage above 1:30 on funded accounts — evaluation allows 1:100 only
⚖️ Our Verdict
★★★★☆ 4.3/5
Audacity Capital is one of the most credible and battle-tested prop firms in the industry — 14 years of operation, $250M+ in verified payouts, same-day payout processing, and the highest daily drawdown buffer available on Phase 1 at 7.5% set it apart from virtually every newer competitor. The no consistency rule, full news and weekend trading freedom, and genuine live capital allocation via institutional liquidity make it a genuinely professional trading environment. The main drawback is the 75% starting profit split that requires performance milestones to reach 90%. For serious disciplined traders who want a firm with a decade-plus track record and same-day payouts — Audacity Capital is a top-tier choice in 2026.
✓ Recommended for Swing Trader, Day Trader, EA Trader
❓ Frequently Asked Questions
Yes. Audacity Capital is one of the most established prop firms in the industry, founded in 2012 by Kunal Desai and operating continuously for 14 years. The firm has paid out $250M+ to 500,000+ traders across 140+ countries and processes payouts the same day upon approval via its dashboard wallet. Trading operations are conducted through AudaCity Global LTD, licensed under the International Brokerage and Clearing House Licence in the Union of Comoros. The firm also maintains a UK office at 25 Cabot Square, London and a UAE entity at Dubai Silicon Oasis.
Ability Challenge is a 2-step evaluation requiring 10% in Phase 1 and 5% in Phase 2 — the most popular choice offering the highest daily drawdown buffer at 7.5% in Phase 1. Ability One is a 1-step evaluation requiring a single 10% profit target with 5% daily and 10% overall drawdown — best for confident traders wanting a faster path. FTP (Funded Trader Program) is the Instant Funding option — no evaluation required, immediate funded access with no profit target, same rules as a funded Ability account. All three programs have no consistency rule. Ability Challenge and Ability One fees are refunded on first payout — FTP fees are not refunded.
Audacity Capital processes all approved payout requests the same business day they are submitted — the profit is credited immediately to the trader's dashboard wallet upon approval. From the wallet, funds can be transferred to a bank account or crypto wallet. The profit split starts at 75% and increases to 90% based on performance milestones on the funded account. There are no withdrawal caps, no minimum waiting periods after the initial evaluation is passed, and no payout cycle restrictions. Ability Challenge and Ability One evaluation fees are fully refunded as part of the first funded account payout.
EAs and automated strategies are permitted on all account types provided they do not use third-party signals and do not engage in prohibited strategies such as latency arbitrage. Own EAs and copy trading between your own Audacity Capital accounts are allowed. News trading is fully permitted with no restrictions on any account type or phase. Overnight and weekend holding are fully allowed on all phases including evaluation. The only trading restriction to note is that scalping trades closed within 2 minutes or those resembling arbitrage are subject to review by the risk team.
Audacity Capital offers scaling up to $2,000,000 in funded capital. Traders qualify for a scale-up by achieving more than 2.5% profit per month with at least one payout completed per quarter. Account balances are then adjusted upward on a quarterly basis. The maximum individual account size available at checkout is $240,000 on the Ability Challenge program and $60,000 on the FTP Instant Funding program. The scaling path from $240,000 to $2,000,000 is achieved through consistent quarterly performance reviews rather than a single milestone-based jump.
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