📋 In This Review
📊 Firm Overview
Updated May 2026Account Sizes
$5K – $200K
Min Eval Fee
$89 (one-time)
CEO / Founder
Simon Massey (CEO & Co-Founder)
Profit Split
80%
Payout Time
1–2 Business Days
DD Type
Trailing
Markets
Forex, Indices, Commodities, Crypto
News Trading
Yes
Overnight Hold
Yes
Scaling
Up to $2.5M
🔬 SPR Intelligence Analysis
Proprietary MetricsDifficulty Score Based on profit target, drawdown type, min days and restrictions. 10 = extremely hard to pass.
5.5/10
Average difficulty — trailing drawdown
Value Score Lower = better value. Industry average ~$7.00 per $1K.
6.38 per $1K funded
$89 (one-time)
vs ~$7.00 avg across all tracked firms
Best Trader Profile Trading styles most likely to succeed given this firm's specific rule set and drawdown type.
Swing Trader
Day Trader
Position Trader
FT+ suits flexible traders who want freedom from time pressure and the ability to scale methodically. The 1-Step Express is ideal for confident traders who want a fast path to funding, while the 2-Step Classic suits swing traders who prefer a static drawdown floor and no surprises.
📰 Firm Updates & News
Live Feed2026-02-01
FT+ 2.0 launched — lineup restructured into three core programs: Instant Funding, 1-Step Express, and 2-Step Classic Platform
2025-12-01
Funded Trading Plus crosses $19.5M in verified trader rewards paid out Payout
2025-06-01
GooeyTrade replaces Eightcap and ThinkMarkets as primary platform infrastructure provider Platform
2025-03-01
35% consistency score rule introduced on select challenge programs during evaluation phase Rule
2024-06-01
Weekly payout cycle introduced — traders can now withdraw every 7 days from day one Payout
2023-01-01
MetaTrader 5 and DXtrade added alongside existing cTrader platform Platform
2021-12-16
Funded Trading Plus officially launched prop trading division — evolved from Trade Room Plus education brand Platform
🛡️ Is Funded Trading Plus Legitimate?
✓ Legitimate
Registered In
UK — Funded Trading Plus Ltd, 2.17 Telegraph House, 80 Cleethorpe Road, Grimsby DN31 3EF
Operating Since
2021
Reported Payouts
$19.5M+ (verified)
Regulation
Unregulated (prop model)
⚠ Red Flags to Know
🚩 Spread information not publicly disclosed — no transparency on trading costs upfront
🚩 Instant Funding Master fee of $4,499 is non-refundable and among the highest in the industry
🚩 Challenge fee refunded only at 10% profit milestone — not immediately after passing
🚩 35% consistency score rule on some programs adds an extra hurdle not always highlighted at checkout
🚩 Weekend and news trading restricted on Instant Funding accounts — not clearly emphasized in marketing
🚩 $7 round-turn commission on Forex and Commodities increases ongoing trading costs
📋 Challenge Rules
1️⃣ 1-step
2️⃣ 2-step
⚡ Instant Funding
🧮 Challenge Fee Calculator
Select account size to see full cost breakdown:
✅ Pros & Cons
✅ Pros
✅ Profit split scales up to 100% — no other standard firm matches this
✅ No time limits on any challenge type
✅ No consistency rules on 1-Step and 2-Step programs
✅ Instant Funding available — trade from day one with no evaluation
✅ Weekly payouts from day one on funded accounts
✅ Overnight and weekend holding allowed on 1-Step and 2-Step
✅ Scaling plan up to $2,500,000
✅ EAs and automated trading permitted on all programs
✅ Transparent CEO — Simon Massey personally responds to community
✅ 4.4/5 Trustpilot from 2,600+ verified reviews
❌ Cons
❌ Spread information not publicly disclosed — must use demo to check
❌ Base profit split starts at only 80% — 90% and 100% require reaching profit milestones
❌ Instant Funding Master fee is $4,499 for $100K — non-refundable and very high
❌ Weekend and news trading restricted on Instant Funding accounts
❌ $7 round-turn commission on Forex and Commodities trades
❌ 35% consistency score required on some programs during challenge
❌ Challenge fee refunded only at 10% profit — not immediately after passing
🎯 Who Is This Firm For?
✅ Ideal For
👍 Traders wanting profit splits that grow to 100% over time
👍 Swing traders who need overnight and weekend holding freedom
👍 Traders who want no time pressure on challenge completion
👍 EA and automated strategy traders
👍 Traders wanting instant funding with no evaluation
❌ Not Ideal For
👎 Budget traders — fees are higher than average especially for Instant Funding
👎 Traders needing full transparency on spreads before committing
👎 Traders wanting news trading freedom on Instant accounts
👎 Traders who need a refund immediately after passing the challenge
⚖️ Our Verdict
★★★★☆ 4.2/5
Funded Trading Plus is a well-run, trader-first prop firm that has built a genuine reputation over four years of consistent payouts and transparent communication. The standout feature is the profit split progression to 100%, which no comparable firm offers as standard. The lack of time limits and no consistency rules make the challenge accessible for traders of all styles. The main concerns are the non-transparent spread structure and the high cost of the Instant Funding Master program. A solid choice for traders who value payout flexibility and long-term scaling over low initial fees.
✓ Recommended for Swing Trader, Day Trader, Position Trader
❓ Frequently Asked Questions
Yes. Funded Trading Plus is a UK-registered prop firm (Funded Trading Plus Ltd, Grimsby, England) that has been operating since 2021. The firm has paid out $19.5M+ in verified trader rewards to 60,000+ traders across 180+ countries and holds a 4.4/5 Trustpilot rating from 2,600+ verified reviews. CEO Simon Massey is publicly visible and personally engages with the trading community.
FT+ offers three core programs following the FT+ 2.0 restructuring in February 2026. The 1-Step Express requires a single 10% profit target with no time limit and no consistency rule. The 2-Step Classic requires 10% in Phase 1 and 5% in Phase 2 with a static 8% overall drawdown. The Instant Funding Master skips evaluation entirely and gives immediate funded account access with no profit targets, at a higher upfront fee.
All programs start at an 80% profit split. Once you reach 20% total simulated profit in your funded account, you can request an upgrade to 90%. Once you reach 30% total simulated profit, you can upgrade to 100% — meaning you keep every dollar of your withdrawal. This progression applies to 1-Step, 2-Step, and Instant Funding programs.
EAs and automated trading are permitted on all programs. Overnight and weekend holding are allowed on 1-Step Express and 2-Step Classic accounts. News trading is generally allowed on evaluation and funded accounts. However, both news trading and weekend holding are restricted on Instant Funding Master accounts — traders should verify the latest rules at fundedtradingplus.com before purchasing.
Traders can scale their funded account up to $2,500,000. A scaling request can be made as soon as 10% simulated profit is reached in the funded account. Requests are reviewed within 2 business days. With the optional enhanced scaling add-on purchased at checkout, accounts can scale all the way to $5,000,000.
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