eToro vs Interactive Brokers (2025 Guide): Which Broker Is Right for You?

Why Choosing the Right Broker Matters

For beginner and intermediate traders in the U.S., one of the first and most important decisions is choosing the right stock broker. The broker you choose determines your trading experience, costs, available markets, and even the strategies you can pursue. With so many platforms competing for attention, it can feel overwhelming to pick the best fit.

Two of the most popular names in the U.S. market today are eToro and Interactive Brokers (IBKR). Both are widely recognized, but they serve very different types of traders.

  • eToro is known for its beginner-friendly platform, simple design, and unique social trading features that allow users to copy experienced traders.
  • Interactive Brokers (IBKR), on the other hand, has built a reputation as one of the best trading platforms for active traders, professionals, and investors who demand advanced tools, global market access, and extremely low commissions.

In this guide, we’ll compare eToro vs Interactive Brokers across multiple categories—fees, platforms, usability, available assets, and customer support—so you can make an informed decision. We’ll also briefly discuss an alternative option for traders who don’t want to risk large amounts of their own money: prop trading firms like TradeThePool.


eToro Overview

eToro was founded in 2007 and has become a leading global broker, with more than 30 million users worldwide. It is regulated in multiple jurisdictions, including the U.S., Europe, and Australia.

The platform has positioned itself as a beginner-friendly broker, with easy account setup, a clean mobile app, and the standout CopyTrader™ feature that allows you to automatically mirror the trades of top investors.

Key Highlights of eToro:

  • Zero-commission trading on U.S. stocks
  • User-friendly mobile and web platform
  • Access to stocks, ETFs, cryptocurrencies, commodities, and forex
  • Social and copy trading features
  • Fractional shares available

Best for: Beginners, casual investors, and traders interested in social trading.


Interactive Brokers Overview

Founded in 1978, Interactive Brokers (IBKR) is one of the most established names in the brokerage world. Unlike eToro, IBKR primarily caters to serious traders and professionals. It is known for low commissions, a wide range of global markets, and institutional-grade trading tools.

Interactive Brokers offers two main account types in the U.S.:

  • IBKR Lite – Commission-free trading for casual U.S. investors.
  • IBKR Pro – Advanced pricing and tools for active and professional traders.

Key Highlights of Interactive Brokers:

  • Access to 150+ markets in over 30 countries
  • Extremely low margin rates (among the lowest in the industry)
  • Professional trading platforms (Trader Workstation, IBKR GlobalTrader, IBKR Mobile)
  • Advanced order types and risk management tools
  • Extensive research and market data

Best for: Experienced traders, active investors, and professionals looking for advanced tools.


eToro vs Interactive Brokers: Quick Comparison Table

FeatureeToroInteractive Brokers (IBKR)
RegulationSEC, FINRA, FCA, CySECSEC, FINRA, CFTC, FCA, IIROC
Trading CostsZero-commission on U.S. stocksIBKR Lite: $0; IBKR Pro: low fees
Margin RatesHigher than IBKRAmong the lowest in the industry
Account Minimum$10 (U.S.)$0
PlatformsWeb & MobileTrader Workstation, Mobile, Web
Assets AvailableStocks, ETFs, crypto, forexStocks, ETFs, options, futures, forex, bonds, mutual funds
Ease of UseBeginner-friendlyComplex but powerful
Social TradingYes (CopyTrader)No
Research & DataBasicExtensive, professional-grade
Best ForBeginners, social tradersActive/pro traders, institutions

Trading Costs & Commissions

eToro Fees

  • Stocks & ETFs: $0 commission on U.S. stocks
  • Crypto Trading: 1% fee per transaction
  • Forex & CFDs: Spreads apply (not available to U.S. users)
  • Non-Trading Fees: $5 withdrawal fee, currency conversion fees

Interactive Brokers Fees

  • IBKR Lite: $0 commission on U.S. stocks and ETFs
  • IBKR Pro: Tiered or fixed pricing (as low as $0.0035 per share)
  • Options: From $0.15 per contract
  • Futures: From $0.25 per contract
  • Margin Rates: Starts around 5.83% (significantly lower than eToro)

👉 If you’re a beginner, eToro’s simplicity is attractive. But for serious traders, Interactive Brokers’ pricing structure and margin rates are far more cost-effective.


Platform & User Experience

eToro Platform

  • Simple web and mobile app
  • Social trading features (view other traders’ portfolios, copy trades)
  • Intuitive interface, designed for trading beginners
  • Limited customization for advanced traders

Interactive Brokers Platform

  • Trader Workstation (TWS): Professional-grade desktop platform with advanced charting, algorithmic trading, and market scanners
  • IBKR Mobile & GlobalTrader: Full-featured mobile apps for global markets
  • Highly customizable but comes with a steep learning curve
  • Access to advanced order types (e.g., bracket orders, conditional orders)

👉 Verdict: eToro wins for beginners, while IBKR is unmatched for advanced traders.


Assets and Market Access

  • eToro: Offers U.S. stocks, ETFs, cryptocurrencies, and limited commodities/forex. In the U.S., CFDs are not available.
  • Interactive Brokers: Access to stocks, ETFs, options, futures, bonds, forex, mutual funds, and even global markets.

👉 If you want to stick with simple stock investing and crypto, eToro works well. But if you want broad, global diversification, IBKR is the clear choice.


Pros and Cons

eToro Pros & Cons

Pros

  • Zero-commission U.S. stock trading
  • Easy-to-use platform (great for beginners)
  • Social trading and CopyTrader™
  • Fractional shares available
  • Quick account setup

Cons

  • Higher spreads and fees on crypto
  • Limited advanced tools
  • Withdrawal and currency conversion fees
  • Smaller range of assets compared to IBKR

Interactive Brokers Pros & Cons

Pros

  • Among the lowest commissions and margin rates
  • Access to global markets and multiple asset classes
  • Advanced trading tools and professional platforms
  • Great for active traders and institutions
  • No account minimum

Cons

  • Steeper learning curve for beginners
  • Platform can feel overwhelming
  • Research tools may require subscriptions

Who Should Choose eToro?

  • Trading beginners who want a simple platform
  • Investors looking to experiment with copy trading
  • Users interested in stocks + crypto in one place
  • Casual investors who prefer an easy mobile app

Who Should Choose Interactive Brokers?

  • Active day traders and swing traders
  • Professionals who need advanced platforms
  • Investors seeking global diversification
  • Traders who rely on low margin rates and advanced order types

Alternative to Brokers: Prop Trading with TradeThePool

Not every trader wants to risk large amounts of their own capital. That’s where prop trading firms come in.

Many traders are also exploring TradeThePool stock prop firm in 2025 — these stock prop firms fund traders, so you can trade with little or no deposit.

TradeThePool provides:

  • Access to capital without a large personal deposit
  • Remote trading accounts
  • Profit-sharing opportunities
  • A structured evaluation process to prove trading skills

👉 Prop firms help you get funded to trade remotely. If you don’t have big capital to start, this is a great alternative.

Check out TradeThePool.com to learn more.


FAQ: eToro vs Interactive Brokers

1. Is eToro available in the U.S.?
Yes, eToro is available for U.S. customers, but with limited features (no CFDs).

2. Does Interactive Brokers have zero commissions like eToro?
Yes, IBKR Lite offers zero-commission U.S. stock trading, while IBKR Pro has a low-cost tiered structure.

3. Which broker is better for beginners?
eToro is more beginner-friendly due to its simple interface and social trading features.

4. Which broker has lower fees?
Interactive Brokers typically has lower overall fees, especially for active traders and margin trading.

5. Can I trade crypto on Interactive Brokers?
Yes, IBKR allows crypto trading through partnerships, but eToro remains more crypto-focused.

6. Is my money safe with eToro or Interactive Brokers?
Both are heavily regulated and considered safe, with investor protections in place.

7. Can I use both brokers?
Yes, many traders open accounts with both — eToro for casual/social trading and IBKR for serious investing.

8. What if I don’t want to use my own capital to trade?
You can explore prop firms like TradeThePool, which provide funding so you can trade without large deposits.


Conclusion

Both eToro and Interactive Brokers are excellent brokers, but they serve very different audiences.

  • Choose eToro if you are a beginner who values simplicity and social trading.
  • Choose Interactive Brokers if you are a professional or active trader who needs advanced tools, global access, and the lowest possible commissions.

And if you’re someone who wants to start trading without using your own money, there’s another option: prop trading firms like TradeThePool.

👉 Want to start trading without using your own money? Explore the top-rated stock prop firm tradethepool.com.

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